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Share Rates

Rates Effective 04-01-2021

Rates subject to change at any time.
Fees may reduce earnings on accounts.

Share Rates

Share Type Annual Percentage Yield
Regular Shares 0.01%
Christmas Club 0.01%
Heritage Checking
(with balance $100 or higher)
0.00%
Student Checking
(with balance $100 or higher)
0.00%
Money Market Checking - $5,000 - $9,999.99 0.01%
Money Market Checking - $10,000 - $24,999.99
0.01%
Money Market Checking - $25,000 +
0.01%
Money Market Savings - $10,000 - $24,999.99
0.01%
Money Market Savings - $25,000 +
0.01%

Share Certificate Rates

Open any share certificate with a minimum balance of $500 and earn the following Annual Percentage Yields. A 90 day interest penalty for early withdrawal will be imposed on all certificates.

Click here for more information about Preferred Financial Institution membership

Conventional Share Certificates

Term Annual Percentage Yield PFI Member
Annual Percentage Yield
48 months 0.25% 0.50%
36 months 0.00% 0.25%

Student Growth Share Certificates

$50 minimum to open. Certificate available to members age 16-22 with an ISPFCU Student Checking account. Funds can be added to purchase amount of the certificate in any denomination at any time.

Term Annual Percentage Yield PFI Member
Annual Percentage Yield
24 Months 0.25% 0.50%
18 Months 0.00% 0.25%
Equal Housing Lender. We do business in accordance with the Federal FairHousing Law and the Equal Credit Opportunity Act.

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