Rates Effective 04-01-2023
Rates subject to change at any time.
Fees may reduce earnings on accounts.
Share Rates
| Share Type | Annual Percentage Yield |
|---|---|
| Regular Shares | 0.01% |
| Christmas Club | 0.01% |
|
Heritage Checking
(with balance $100 or higher) |
0.00% |
|
Student Checking
(with balance $100 or higher) |
0.00% |
| Money Market Checking - $5,000 - $9,999.99 | 0.01% |
|
Money Market Checking - $10,000 -
$24,999.99
|
0.01% |
|
Money Market Checking - $25,000 +
|
0.01% |
|
Money Market Savings - $10,000 -
$24,999.99
|
0.01% |
|
Money Market Savings - $25,000 +
|
0.01% |
Share Certificate Rates
Open any share certificate with a minimum balance of $500 and earn the following Annual Percentage Yields. A 90 day interest penalty for early withdrawal will be imposed on all certificates.
Click here for more information about Preferred Financial Institution membership
Conventional Share Certificates
| Term | Annual Percentage Yield | PFI Member
Annual Percentage Yield |
|---|---|---|
| 48 months | 0.25% | 0.50% |
| 36 months | 0.00% | 0.25% |
Student Growth Share Certificates
$50 minimum to open. Certificate available to members age 16-22 with an ISPFCU Student Checking account. Funds can be added to purchase amount of the certificate in any denomination at any time.
| Term | Annual Percentage Yield | PFI Member
Annual Percentage Yield |
|---|---|---|
| 24 Months | 0.25% | 0.50% |
| 18 Months | 0.00% | 0.25% |