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ISPFCU Early Pay

Payday is now up to two business days early* when you have your direct deposit setup with ISPFCU! As an ISPFCU member you will now receive complimentary Early Pay to receive your direct deposit of payroll and any other ACH credits up to two business days early free of charge! There is no enrollment process for this service other than having your direct deposit setup with ISPFCU.

All ACH credits are eligible for this service including direct deposits of payroll, pensions, social security, and federal and state tax refunds. Please note that this service does not apply to payroll deductions. If you don’t currently have your direct deposit setup with ISPFCU please call us at 800-255-0886 so that we can help you make the switch today!

*Automated Clearing House (ACH) credits may post to your ISPFCU account up to two business days early with ISPFCU’s Early Pay. This service is dependent upon when deposits are originated from the sender and received by ISPFCU. There is no guarantee deposits will post prior to their anticipated settlement date. ISPFCU is not responsible for delays in posting due to unforeseen circumstances or for penalties resulting from transactions in advance of an anticipated early ACH credit posting.

Equal Housing Lender. We do business in accordance with the Federal FairHousing Law and the Equal Credit Opportunity Act.

ISPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-255-0886. All products and services available on this website are available at the ISPFCU branch.