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Home Equity Loans

An ISPFCU Fixed Rate Home Equity Loan is a great way to take advantage of the equity in your home and to ensure you have funds for whatever you may need, such as home improvements or college tuition. An ISPFCU Fixed Rate Home Equity Loan is available for up to 80% of the value of your home minus your first mortgage balance. With a Fixed Rate Home Equity Loan you can rest easy with predictable monthly payments and have the funds given to you in one disbursement.

An ISPFCU Home Equity Line of Credit is available for up to 75% of the value of your home minus your first mortgage balance. With a Home Equity Line of Credit your monthly payments may vary based on the current variable interest rate and how much you have borrowed from your available limit. However, a benefit of having a Home Equity Line of Credit is the flexibility of advancing money up to your available limit for any purpose at any time.

Another great benefit about an ISPFCU Fixed Rate Home Equity Loan is that your interest charges may be tax deductible. We recommend consulting a tax advisor regarding the deductibility of interest. If you have any questions about an ISPFCU Home Equity Loan or would like more information please contact a member of our loan department at 800-255-0886.

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Home Equity Loan Disclosures

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Equal Housing Lender. We do business in accordance with the Federal FairHousing Law and the Equal Credit Opportunity Act.

ISPFCU is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-255-0886. All products and services available on this website are available at the ISPFCU branch.

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