ID Theft Alert – Tips to Protect Yourself Against Cybercriminals
In the recently released Internet Crime Report by the FBI's Internet Crime Complaint Center (IC3), it has become evident that cyber actors continue to plague Americans, with dollar losses escalating by 49%. Among the staggering number of complaints received by the IC3, over 37% were related to phishing attacks. Phishing has emerged as the single most prevalent category of cybercrime, causing significant financial losses.
Phishing is a technique employed by cybercriminals to deceive individuals into divulging sensitive information or installing malware on their devices. This method is executed through various channels such as phone calls, emails, text messages, or even social media messages. The term "phishing" was coined in the late 1990s when hackers began using email lures to "fish" for passwords and financial data from unsuspecting internet users.
Over the past two decades, phishing has become increasingly sophisticated, pervasive, targeted, and costly. In 2022 alone, the IC3 reported losses of $52 million due to phishing attacks. It is worth noting that unreported losses from such incidents are significantly higher, making it crucial to stay informed about the latest phishing techniques and safeguard oneself against these threats. Please review the following tips so that you don’t fall victim to one of these scams!
- Stay Vigilant: Be cautious of unsolicited emails, especially those requesting sensitive information or containing urgent requests. Look for signs of poor grammar, generic greetings, or email addresses that don't match the claimed sender.
- Verify the Source: Before sharing any personal or financial information, independently verify the legitimacy of the email or message. Contact the organization directly through their official website or customer service channels to confirm the request's authenticity.
- Be Wary of Links and Attachments: Hover over hyperlinks to reveal their true destination before clicking. Avoid downloading attachments or files from untrusted sources, as they may contain malware or ransomware.
- Strengthen Passwords and Enable Two-Factor Authentication: Use unique, complex passwords for each online account. Enable two-factor authentication whenever possible, adding an extra layer of security to your accounts.
- Keep Software Updated: Regularly update your operating system, web browsers, and antivirus software. Software updates often include security patches that help protect against known vulnerabilities.
- Educate Yourself and Others: Stay informed about the latest phishing techniques and trends. Share knowledge with friends, family, and colleagues to raise awareness and help them avoid falling victim to phishing attacks.
If you feel you may be a victim of identity theft, please call us at 800-255-0886.
Support Operation Gratitude by using E-Pay
ISPFCU is helping honor our military heroes, and you can too, just by using ISPFCU’s Online Bill Pay service, E-Pay! From November 1st through December 31st, each time you use E-Pay to add and pay a new payee, activate an eBill, or add a recurring or AutoPay payment, $1.00 will be donated to Operation Gratitude!
Operation Gratitude is a nationwide nonprofit whose mission is to lift spirits and say thank you to our military and first responder communities and to honor their service by creating opportunities for all Americans to express their gratitude through hands-on volunteerism. Since 2003, Operation Gratitude has sent a total of 3.5 million care packages to boost the morale and resilience of our service members and give them warm reminders of home. This is your chance to make payments the easy way and give back to those who have given so much!
Click on the Bill Pay tab within Home Branch Online to start paying bills today! If you have any questions or would like more information, please contact us at 800-255-0886.
*Between 11/01/2021 and 12/31/2021, $1 will be donated to Operation Homefront each time a consumer performs one of the qualifying transactions. Qualifying transactions (Bill Pay): 1) Add and Pay a New Bill Pay Payee. New Payee must be added during the campaign time period. Payment must be scheduled and complete during campaign time period. Bill Pay payment must be $10 or more and must be paid to another party with a different mailing address from the primary online banking account holder. 2) Activate a new eBill. 3)Set up a new Autopay or Recurring payment. Maximum donation is $25,000 total in aggregate amount per charitable organization for all participating financial institution. Business accounts are excluded. Employees of Fiserv, Inc. and their respective parent and affiliate companies, as well as board members and the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Rules are subject to change without notice.
ISPFCU Account to Account Transfers Upgrade
Please be advised that we have updated our Account to Account (A2A) Transfer service. Effective November 15, 2023, A2A transfers within our Online Bill Pay service, E-Pay will be discontinued. ISPFCU’s new A2A service will now be accessed within the Sidebar Menu of Home Branch Online with the heading Account to Account Transfer.
To start the enrollment process for our new A2A service, please call us at 800-255-0886. Once you have been given access to the new system you can then start the process of adding your external accounts to quickly and easily make transfers between your ISPFCU accounts and your accounts at other financial institutions. As part of this upgrade, we are excited to announce that all transfers made within our new A2A service will be free of charge!
If you have any questions or need assistance setting your accounts up with our new A2A service, please call us at 800-255-0886.
Lock your ISPFCU Visa Debit and Credit Cards within Home Branch Online
If you have misplaced your ISPFCU Visa Debit Card or ISPFCU Visa Platinum Credit Card you can quickly and easily restrict any future access to the cards by locking them within Home Branch Online! This convenient service is available on the desktop version of Home Branch Online as well as the ISPFCU Mobile Banking App.
To lock your debit card for further use you will want to select “Manage Debit Card” in the Sidebar Menu and follow the onscreen prompts. To lock your credit card for further use you will want to select “Visa Access Online” in the Sidebar Menu and follow the onscreen prompts. Once you have been able to locate your cards you can log back in to Home Branch Online to unlock them so that you can use your cards as normal again.
If you are unable to locate your cards you will want to leave them locked and contact us so that we can close your cards and order new ones. If you use your cards infrequently you may also choose to turn them off anytime you are not using them for extra peace of mind. If you have any questions or need assistance locking or unlocking your ISPFCU Visa Debit Card or ISPFCU Visa Platinum Credit Card please call us at 800-255-0886.
Get your Direct Deposit Faster with ISPFCU’s Early Pay
Payday is now up to two business days early* when you have your direct deposit setup with ISPFCU! As an ISPFCU member you will now receive complimentary Early Pay to receive your direct deposit of payroll and any other ACH credits up to two business days early free of charge! There is no enrollment process for this service other than having your direct deposit setup with ISPFCU.
All ACH credits are eligible for this service including direct deposits of payroll, pensions, social security, and federal and state tax refunds. Please note that this service does not apply to payroll deductions. If you don’t currently have your direct deposit setup with ISPFCU please call us at 800-255-0886 so that we can help you make the switch today!
*Automated Clearing House (ACH) credits may post to your ISPFCU account up to two business days early with ISPFCU’s Early Pay. This service is dependent upon when deposits are originated from the sender and received by ISPFCU. There is no guarantee deposits will post prior to their anticipated settlement date. ISPFCU is not responsible for delays in posting due to unforeseen circumstances or for penalties resulting from transactions in advance of an anticipated early ACH credit posting.
Debit Card Loan Repayment Now Available with ISPFCU
ISPFCU is pleased to now offer the ability to accept debit cards from other financial institutions for payment on your ISPFCU loan accounts! ISPFCU’s Debit Card Loan Repayment is another fast, convenient way to make your Auto Loan, Home Equity Loan, Signature Loan, or Line of Credit monthly loan payments!
To access the payment portal please click here to create a new account or to login to your existing account. If you have never logged in before, select Create Login and follow the onscreen prompts to register your account. Please note that you will need your name, e-mail address, member number, and the last four digits of your social security number to get started.
Debit card loan payments made through the payment portal on business days before 3:00 p.m. CST will be credited to your account on the same day. Payments made after 3:00 p.m. or on a non-business day will be credited to your account on the next business day. You can make an ISPFCU loan payment using a debit card from another financial institution for a fee of $4.45. Please note that credit cards may not be used to make a loan payment.
If you have any questions about how to make payments on your ISPFCU loan accounts by debit card please call us at 800-255-0886.
* Mortgage Loans, Home Equity Lines of Credit, and Visa Credit Cards are not eligible for Debit Card Loan Repayment.
How to Recognize a Fake Renewal Scam
Scammers are constantly at it, impersonating well-known businesses and trying to rip people off. A well-known scam that seems to be on the rise again is scammers pretending to be from Geek Squad, Best Buy’s tech support service. Please review the following information about this scam as well as what you should do if you see it.
This scam begins by you receiving a text message or e-mail that says you were or will be charged hundreds of dollars to renew your Geek Squad membership. If you want to dispute the charge or cancel your membership, the message says you must call a phone number within 24 hours. If you call the number, which you should not do, the scammer might ask for remote access to your computer. If you give it to them, they can install spyware programs on your computer, steal your online banking credentials, and even drain money from your accounts. Some scammers may ask for your account information to refund your money, then fake a transaction and make it look like they accidentally refunded you too much. To pay them back, they generally tell you to buy gift cards and give them the gift card numbers and PINs.
Scammers send alarming messages like this to rattle you. Don’t let them! If you think the message is legitimate, contact the company in question using a phone number you know is real. Do not use the number included in the message! Also, be sure to check your accounts regularly for any unauthorized transactions. If you see one, report it to us! If you ever fall victim to a scam involving your ISPFCU accounts, please contact us at 800-255-0886 immediately.
Add your ISPFCU Debit and Credit Cards to your Mobile Wallet
Add your ISPFCU Visa Debit and Credit cards to one of our convenient Mobile Wallet Solutions today! ISPFCU members can access their cards with Apple Pay™, Google Pay™, or Samsung Pay™ free of charge! After a quick enrollment process, you can enjoy the convenience of only needing your phone to make purchases simply by placing your phone near the payment terminal at participating merchants.
These mobile wallet solutions are also very safe and secure by using a process called tokenization. With tokenization, a unique code, or token, is created during the transaction that represents your account information. This unique code is then transmitted for payment instead of your actual card number or expiration date so your card details remain safe. For more information about each of these solutions please click here or call us at 800-255-0886 today.
*Apple Pay is a trademark of Apple, Inc. Google Pay is a trademark of Google, Inc. Samsung Pay is a trademark of Samsung Electronics Co. Ltd.
ISPFCU Visa Gift Cards – The Perfect Gift
If you are looking for the perfect gift, look no further than an ISPFCU Visa Gift Card! ISPFCU Visa Gift Cards are better than cash and spend just as easy. The cards can be loaded in any denomination between $10 and $1,000. There is no need to remember a PIN with these cards because they are used just like a credit card. Just swipe the card and the transaction is complete!
What makes this card better than cash is that should the card become lost or stolen it can be canceled and a new card issued. The cost of a gift card is $5.00 regardless of the amount loaded. Call us at 800-255-0886 to get your gift cards ordered today! They make the perfect gift for anyone who spends money!
*After 12 consecutive months of inactivity there is a $2.95 per month inactivity fee charged to the card. There is a $5.00 replacement card fee.
Be Aware of Direct Deposit Scams
It has never been a more important time to keep a close watch over your finances and to be mindful of who you are giving your personal information to. A new fraudulent activity to be aware of is direct deposit scams. In most cases of a direct deposit scam, fictitious instructions are sent to your employer’s payroll department requesting that future direct deposits, or a portion or future direct deposits, be sent to a new financial institution. If the fraudsters are successful, they will then quickly withdrawal all the funds from the fraudulent account on your payday.
To help protect yourself from a direct deposit scam or any other form of identity theft, please review the following tips:
- Do not give out any personal information over the Internet, on the phone, or through the mail unless you were the one to initiate contact or you are sure of the identity of the person or company.
- Shred documents that you no longer need, including credit card applications, insurance forms, health forms, and billing statements.
- Store private documents in a secure location.
- Protect your Social Security number by leaving your card at home in a secure location. Do not carry it with you on a daily basis.
- Place passwords on your financial institution and phone accounts. Avoid using passwords like your date of birth or your mother’s maiden name that a thief could easily obtain.
If you have been the victim of a direct deposit scam, notify your employer’s payroll department immediately as well as contacting ISPFCU at 800-255-0886.
Sign up for ISPFCU Text Alerts Today
Would you like to be notified by text message when a system outage has been identified with your ISPFCU Visa Debit Card? How about when an issue has been found that impacts your ability to use your ISPFCU Visa Credit Card? If so, you can choose to receive these types of system outage alerts and more by text message by signing up for ISPFCU Text Alerts today!
Please note that ISPFCU Text Alerts is solely a system outage notification service and will not be used for any other purpose. There is no cost to enroll in ISPFCU Text Alerts* and you may unenroll at any time. Please call us at 800-255-0886 or send us a message through Home Branch Online to get signed up for ISPFCU Text Alerts today!
*Message and data rates may apply.
Set ISPFCU Visa Credit Card Travel Notes within Visa Access Online
Whether you are going on vacation or away on business, ISPFCU now offers an option that will help you cross an item off your to do list. With ISPFCU Visa Credit Card Travel Notes you now have the ability to set your own travel notes through Visa Access Online instead of having to notify us to add them for you! This new convenient service will give you added peace of mind knowing your travel plans are in your own hands.
As a fraud prevention measure, your ISPFCU Visa cards are monitored for unusual activity. If transactions begin to come through on your cards that are out of the ordinary, your cards may be blocked for further use. However, by adding ISPFCU Visa Credit Card Travel Notes you can help prevent this from happening. Please note that this service is not yet available for debit cards.
To set a travel note you will need to access Visa Access Online within Home Branch Online. You will then select Travel Notes under the Communications tab. Simply follow the onscreen prompts to get your travel notes added in no time! If you have any questions or need assistance adding a Travel Note to your ISPFCU Visa Credit Card please call us at 800-255-0886.
Save Money as You Spend with ISPFCU’s Savings Transfer
Do you have a hard time saving money? If so, then ISPFCU’s Savings Transfer may be just what you need to help you achieve your savings goals. ISPFCU’s Savings Transfer is a savings program that helps you save as you spend. Each time you make a purchase with your ISPFCU Visa Debit Card, we’ll round up your purchase amount to the nearest dollar. At the end of each business day, we’ll total the rounded up amounts from all your debit card purchases and make a single transfer to the ISPFCU Share Account of your choice making it easier for you to save. This service is offered free of charge and you may cancel at any time without penalty. Call us at 800-255-0886 with any questions you may have about ISPFCU’s Savings Transfer and to get enrolled today!
ID Theft Alert – Credit Check Pop-Up Scam
There have been reports of a scam involving Internet browser pop-ups urging users to have their credit checked due to recent data breaches from Fiserv or Heathcare.gov. To make this scam even more convincing, these pop-ups may contain the name of a financial institution you do business with. If you receive a pop-up offering a free credit check, do not click on any of the links or call any phone numbers listed. You should also consider running a scan from an up-to-date virus scanner.
You can take a few simple precautions to protect yourself from becoming a victim of identity theft. First, never respond to unsolicited requests for personal financial information received via phone, e-mail, text message, or any other way even if the request appears to come from a legitimate institution that you do business with. Second, always be sure of who you are dealing with. Verify contact information independently and key in web addresses yourself. Lastly, monitor your credit report regularly for signs of irregularities.
Remember, ISPFCU will never contact you via text message, e-mail, phone, or any other way to ask for account numbers or passwords. If you suspect you have been a victim of identity theft, contact ISPFCU at 800-255-0886 immediately.
Credit Freezes are now free with the Credit Bureaus
As part of the Economic Growth, Regulatory Relief, and Consumer Protection Act enacted earlier this year, it is now free for consumers to freeze and unfreeze their credit file with all of the major national credit bureaus including Equifax, Experian, and TransUnion. A credit freeze blocks identity thieves and others from looking at private details in your consumer credit history. Once the freeze is in place, potential creditors will be unable to view or pull your credit file unless you affirmatively unfreeze or thaw it beforehand.
Having a credit freeze in place does nothing to prevent you from using existing lines of credit you may already have such as a credit card or a home equity loan. To file a credit freeze you must contact each of the credit bureaus either online, by phone, or by mail. Visit the three major credit bureaus online at www.equifax.com, www.experian.com, and www.transunion.com to find contact information and for step by step instructions on how to place the credit freezes. If you have any questions about this please contact us at 800-255-0886.
Online Loan Payments Now Available within Account to Account Transfers
We are pleased to announce that you can now setup online payments to your ISPFCU loan accounts from your accounts at other financial institutions with ISPFCU’s Account to Account Transfers! You can make these transfers to your loan accounts at ISPFCU from other financial institutions free of charge within Home Branch Online. Please allow 2-3 business days for processing. You also have the ability to send money from your ISPFCU accounts to accounts at other financial institutions for the low cost of $2.50/transfer.
If you are not currently signed up for Account to Account Transfers and would like to get enrolled, simply click on Bill Pay / A2A within Home Branch Online to start the approval process. If you have any questions about this service or need assistance getting enrolled please call us at 800-255-0886.
Remote Deposit Capture User Agreement Update
Please note that due to recent regulatory changes the ISPFCU Remote Deposit Capture User Agreement has been updated. Effective immediately, each time you deposit a check with Remote Deposit Capture through the ISPFCU Mobile Banking App, please be sure to endorse the back of the check “For Mobile Deposit Only, ISPFCU Account #_______” or as otherwise instructed by ISPFCU.
If you have any questions about this notice please call us at 800-255-0886.
Use your ISPFCU Visa Cards with Google Pay
Now the things you love about your ISPFCU Visa Debit and Credit cards are available right on your Android™ phone with Google Pay™! Google Pay is the fast, simple way to pay with your cards in stores and online using your compatible Android device.
Security and privacy is at the core of Google Pay. That’s because when you use your phone to pay in stores, Google Pay doesn’t send your actual credit or debit card number with your payment. Instead, a virtual account number is used to represent your account information so your card details stay safe. Google Pay works anywhere you see the Google Pay acceptance mark or the contactless symbol at checkout in stores. Just unlock your phone and hold it near the terminal to pay. And when shopping online with Google Pay, you can pay with a few quick clicks in apps and on the web as there is no need to enter your payment info.
Adding your ISPFCU cards to Google Pay takes just a few minutes. First, download the app from Google Play™ or check to see if it’s already installed on your phone. Then, open the app and follow the onscreen instructions. Google Pay works on Android devices running KitKat 4.4 or higher. Enjoy the ease and convenience of Google Pay with your ISPFCU Visa Cards today! If you have any problems getting your ISPFCU cards added to Google Pay or if you have any questions please call us at 800-255-0886.
*Android, Google Pay, and Google Play are trademarks of Google, Inc.
Enjoy No Balance Transfer Fees with an ISPFCU Visa Platinum Credit Card
Do you have a large balance on a high interest rate credit card from another financial institution or department store? If so, now is the perfect time to take advantage of an ISPFCU Visa Platinum Credit Card! Not only does the card come with a great rate, no annual fee, and the option to earn unlimited 1.00% cash rewards, but there is also no balance transfer fee!*
To apply for an ISPFCU Visa Platinum Credit Card today please call us at 800-255-0886 or apply online here. Stop paying those high interest rates and fees from other financial institution and department store credit cards and transfer your balances to an ISPFCU Visa Platinum Credit Card today!
*Your APRs may vary each billing period. The ANNUAL PERCENTAGE RATE will change each month on the first day of your billing cycle. The purchase rate equals The Wall Street Journal prime plus 4.90%. The cash advance/balance transfer rate equals The Wall Street Journal prime plus 7.90%. The APR is for the Platinum Elite without rewards. Add 1.00% to the APR for Platinum Elite with rewards. Your rate may vary based on individual creditworthiness and ISPFCU underwriting standards. Click here for complete disclosures.
Borrow funds from ISPFCU with a Share Secured Loan
Have you ever considered borrowing money from ISPFCU with a Share Secured Loan? Share Secured and Share Certificate Secured Loans are available for members who are in need of funds but do not wish to deplete their savings. This type of loan allows members to borrow money by using their own savings funds at ISPFCU as collateral. As you make payments, the amount applied towards the principal of the loan is then released for immediate access.
A great benefit of a Share Secured or Share Certificate Secured Loan is that you will be able to borrow money at a lower interest rate than what you could find with an unsecured loan. You will also continue to earn interest on the balance in your share account or share certificate even though there is a loan against the funds! Give us a call at 800-255-0886 with any questions you may have about an ISPFCU Share Secured or Share Certificate Secured Loan or apply for a loan online here today!
Don’t Worry, Buy Happy with ISPFCU Club Benefits
Getting new stuff is fun. Breaking it, having it stolen, or having it stop working isn’t. By signing up for ISPFCU Club Benefits, you can gain peace of mind when shopping by having Debit Advantage coverage on your side! Debit Advantage coverage will replace, repair, or reimburse you for amounts up to the full purchase price of your new item that is broken or stolen during the first 90 days after the purchase date. Debit Advantage will also double the manufacturer’s warranty for up to a full additional year on eligible items you buy from your ISPFCU Checking Account!
Debit Advantage is just one more in the long list of benefits available to you when you sign up for ISPFCU Club Benefits for the low cost of $5.00/month. We are so confident that you will find ISPFCU Club Benefits valuable that we will let you try them out for three months absolutely free! Call us at 800-255-0886 with any questions you may have and to start your free Club Benefits trial today!
*Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
Student Loans for ISPFCU by Sallie Mae
At ISPFCU, we offer great financial products and services to meet the unique needs of our members. That's why we've partnered with Sallie Mae to offer the Smart Option Student Loan and Sallie Mae's suite of graduate loans!
Each of these loans offers:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty
- Multiple repayment options
Learn which loan is right for you and apply online here. If you have any questions please call us at 800-255-0886.
*Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. These loans are made by Sallie Mae Bank or a lender partner. ISPFCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Spread the Word, Earn Cash with ISPFCU Referral Rewards
Do you know someone who could benefit from belonging to ISPFCU? Could you also use some extra cash? If the answer to both of these questions is yes, then you need to check out ISPFCU’s Referral Rewards Program!
For every new member you refer that joins ISPFCU we will pay you $10.00! The new member could be a friend or co-worker that is eligible to join ISPFCU through their own law enforcement employment or by being a member of your immediate family. This would include spouses, children, parents, and siblings just to name a few. You can also earn $25.00 for referring a member to open a new closed-end loan or to refinance an existing closed-end loan from another financial institution with of a balance of at least $5,000! To earn the referral reward, the person you refer needs to turn in a referral card with your name on it at account opening and the date on the card must be on or before the date the account was opened.
Call us at 800-255-0886 to find out more about our Referral Rewards Program and to request your very own referral rewards cards today! Do yourself and your friends and family members a favor and direct them to ISPFCU.
Monitor Your Accounts for Unusual Activity
You may hear in the news periodically that a company has been the victim of hackers who have gained access to the debit and credit card information of their recent customers. Unfortunately, these types of situations are out of our control as a financial institution.
However, we can help you in the event that your debit or credit card information is ever compromised. We encourage you to regularly monitor your accounts for unusual activity and to review your statement in its entirety promptly when you receive it.
If you ever notice any fraudulent charges on your ISPFCU accounts please call us at 800-255-0886 so that we can help.
Open a Future CrimeFighter Account For Your Child Today
It is never too early to teach your children the importance of saving and financial responsibility. By opening them a Future CrimeFighter Account at ISPFCU you will help get them started down the right path to a secure financial future.
Future CrimeFighter Account holders receive their own savings passbook, membership card, and stickers each time they make a deposit. In addition, Future CrimeFighter Account holders are entered into a drawing for a $25.00 deposit to their account quarterly just for using the account!
If you have any questions about a Future CrimeFighter Account or if you would like to open your child an account today, please call us at 800-255-0886 or apply online here.
ID Theft Alert - Be Aware of Text Message Scams
Identity thieves are now targeting cell phone users with a scam called smishing. In smishing scams, cell phone users receive a text message that seems to come from a legitimate source, such as a financial institution. The message seeks to convince users into clicking on a link via the phones Internet connection or into calling a certain phone number. Both the link and the phone number are fraudulent and lead to a request for personal information that can be used for identity theft. Once your identity has been stolen, it generally takes much time and effort to regain your lost funds and your good name.
Take a few simple precautions to protect yourself from this growing form of fraud. First, never respond to unsolicited requests for personal financial information received via text message, even if the request appears to come from a legitimate institution that you do business with. Second, always be sure of who you are dealing with. Don’t click on links in text messages or call numbers listed in text messages. Verify contact information independently and key in web addresses yourself. Lastly, monitor your credit report regularly for signs of irregularities.
Remember, ISPFCU will never contact you via text message, e-mail, phone, or any other way to ask for account numbers or passwords. If you suspect you have been a victim of identity theft, contact ISPFCU at 800-255-0886 immediately.
Protect Your Vehicle with an Extended Auto Warranty
Your vehicle is one of your biggest investments. By purchasing an ISPFCU Route 66 Extended Auto Warranty you will enjoy peace of mind that no matter where you travel in the United States, you are protected against major mechanical expenses. You will also enjoy:
- No deductible on covered parts and labor
- Free emergency roadside service 24/7/365
- Car rental reimbursement
- Plans can be transferred if you sell your car
The warranties may be applied to any auto whether they are paid off, financed at ISPFCU, or financed by another financial institution. There are a variety of options to choose from so you are sure to find one that meets your needs and your budget. And if you act now, we will take $250.00 off the purchase price of the warranty of your choice!
Call us at 800-255-0886 to learn more and to get your vehicle protected today!
*This offer is for a limited time. Special does not apply to warranties purchased on motorcycles.
Winners of Quarterly Drawings Announced
In the recent Future CrimeFighter quarterly drawing, Eli from Glen Carbon and Roman from Rochester were drawn as the winners. Each won a $25.00 deposit to their Future CrimeFighter Account. Congratulations! To be eligible to win, Future CrimeFighter account holders had to make at least one deposit into their Future CrimeFighter account in the previous quarter.
In the recent Student Checking quarterly drawing, Taggart from Virden and Charlotte from Springfield were drawn as the winners. Each won a $25.00 iTunes gift card. Congratulations! To be eligible to win, Student Checking account holders had to make at least one debit transaction in each month of the previous quarter.
To be eligible to open a Future CrimeFighter Savings Account you must be no older than 18. To be eligible to open a Student Checking Account you must be between the ages of 16 and 22. If you are interested in opening a Future CrimeFighter Savings Account, a Student Checking Account, or both, please contact ISPFCU at 800-255-0886 or sign up online here.
Notify Us Before You Travel
To avoid any inconvenience while you are vacationing or away on business, be sure you notify us when you will be traveling. As a fraud prevention measure, your debit and credit cards are monitored for unusual activity. If transactions begin to come through on your cards that are out of the ordinary, your cards may be blocked for further use. However, if you notify us in advance we can help prevent this from happening.
Simply call us at 800-255-0886 and let us know where you will be traveling and the dates you will be gone. If you have any questions in regards to this procedure please contact us for more information.
Try ISPFCU Club Benefits for Three Months Free!
ISPFCU would like to offer our members the opportunity to try out our Club Benefits at no cost to them. We are so confident that you will find them valuable that we will let you try them out for three months absolutely free. If after the three months has passed you decide you would like to cancel, simply notify us and we will remove you with no questions asked. If, however, you decide to stay enrolled in Club Benefits you will be charged the regular monthly fee of $5.00/month.
Benefits include a $10,000 Accidental Death Insurance and a $5,000 Identity Fraud Expense Reimbursement Coverage. Additional benefits include Debit Advantage coverage that covers items for 90 days from the date of purchase against accidental breakage or theft and an Extended Warranty plan that extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years
Yet another benefit is an Entertainment® SaversGuide® that lists thousands of hotels and restaurants where you can obtain discounts by showing your Savers Guide Membership Card. The directory also contains discounts to movie theatres and money-saving coupons from top national merchants. Also within the Club Benefits is a Cash Back Member Rewards Program where you can earn up to $40.00 a year just by turning in receipts totaling at least $100.00 each quarter. By participating in the Cash Back Member Rewards Program the benefits almost pay for themselves!
To view a complete listing of all the benefits available please select the following links. The ISPFCU Club is available for members with an ISPFCU Checking Account and the Heritage Club is available for members with a Heritage Checking Account.
Contact us at 800-255-0886 to get your access code for the Club Benefits website and to add the perfect complement to your ISPFCU Checking Account today!
By clicking on a link, you are leaving the credit union’s website. You are linking to a website not operated by ISPFCU. The credit union is not responsible for the content of the alternate website. The credit union does not represent either the third party or the member if the two enter into a transaction. Each third party site may have privacy and security policies that differ from ISPFCU.