ISPFCU VISA Gift Cards – The Perfect Gift
If you are looking for the perfect gift this holiday season,
look no further than an ISPFCU VISA Gift Card. ISPFCU VISA
Gift Cards are better than cash and spend just as easy. The
cards can be loaded in any denomination between $10.00 and
$750.00. The cost of a gift card is only $2.00 regardless of
the amount loaded. There is no need to remember a PIN with
these cards because they are used just like a credit card.
Just swipe the card and the transaction is complete!
What makes this card better than cash is that should the
card become lost or stolen it can be canceled and a new card
issued. Each gift card comes with an activation receipt, a
terms and disclosures brochure, an envelope, and a
cardholder. Call us today at 800-255-0886 to order gift
cards for your gift giving this holiday season. They make
the perfect gift for anyone who spends money!
* After 12 consecutive months of
inactivity there is a $4.95 per month inactivity fee charged
to the card. There is a $15.00 replacement card fee. There
is a $15.00 cash out (or refund) fee if a recipient wants to
return the card.
the switch to an ISPFCU VISA Platinum Credit Card
If you are looking for a credit card with a great low rate
and no hidden fees, look no further than ISPFCU. An ISPFCU
VISA Platinum Credit Card comes with a rate as low as 7.15%*
and there is no annual fee! In addition, for a limited time,
you can transfer your high interest rate credit card balance
at another financial institution to an ISPFCU VISA Platinum
Credit Card and we will waive the balance transfer fee!
In addition to the standard ISPFCU VISA Platinum Credit Card
available, cardholders have the option to carry a card
representing the Illinois Association of Chiefs of Police,
the Illinois Fraternal Order of Police, the Illinois Police
Association, the Illinois State Police, the Illinois State
Police Heritage Foundation, Illinois Troopers Lodge #41, or
the PB&PA at no extra cost. To view these cards, please
Don’t wait any longer! Make the switch to a credit card with
a great low rate and from a financial institution you can
trust. Apply online
here or call us at 800-255-0886 for more information and
to get the ISPFCU VISA Platinum Credit Card of your choice
*Your APRs may vary each billing
period. The ANNUAL PERCENTAGE RATE will change each month on
the first day of your billing cycle. The purchase rate
equals The Wall Street Journal prime* plus 3.90%. The cash
advance/balance transfer rate equals The Wall Street Journal
prime* plus 6.90%. The APR is for the Platinum Elite
program. Your rate may vary based on individual
creditworthiness and ISPFCU underwriting standards.
here for full VISA disclosures.
Simplify Your Life with Free Online
Wouldn’t you rather do something other
than pay your bills? With ISPFCU’s Online Bill Pay service
E-Pay you still pay your bills, but in a fraction of the
time without writing and signing checks, and without stamps
or envelopes. When you pay your bills with E-Pay, the rest
of the time is yours to spend doing something you really
want to do. And saving time isn’t the only benefit. You save
money on stamps, your online payments are guaranteed to
arrive on time, and your online payments are more secure
than payments sent through the mail. And to top it all off,
E-Pay is FREE for all ISPFCU members!
So what are you waiting for? Sign up
for E-Pay within Home Branch Online today or call us at
800-255-0886 for more information.
Monitor Your Accounts for Unusual Activity
You may hear in the news periodically
that a company has been the victim of hackers who have
gained access to the debit and credit card information of
their recent customers. Unfortunately, these types of
situations are out of our control as a financial
However, we can help you in the
event that your debit or credit card information is ever
compromised. We encourage you to regularly monitor your
accounts for unusual activity and to review your statement
in its entirety promptly when you receive it.
If you ever notice any fraudulent
charges on your ISPFCU accounts please call us at
800-255-0886 so that we can help.
Future CrimeFighter Account For Your Child Today
It is never too early to teach your
children the importance of saving and financial
responsibility. By opening them a Future CrimeFighter
Account at ISPFCU you will help get them started down the
right path to a secure financial future.
Future CrimeFighter Account holders
receive their own savings passbook, membership card, and a
quarterly newsletter containing articles on financial
responsibility and games. In addition, Future
CrimeFighter Account holders are entered into a drawing for
a $25.00 deposit to their account quarterly just for using
If you have any questions
about a Future CrimeFighter Account or if you would like to
open your child an account today, please call us at
800-255-0886 or apply online
Contactless Debit Cards - More Speed, Less Contact
Leave slower payment methods in the dust with an ISPFCU
Contactless Debit Card - the fastest, most convenient way to
pay for your everyday purchases. There is no need to swipe,
enter a PIN, or sign a receipt for most purchases under
$25.00. Simply place your card near the secure reader to
complete your transaction in no time.
An ISPFCU Contactless Debit Card is covered by the same
protections you enjoy with a standard ISPFCU Debit Card, and
they can speed up your checkout time by as much as 20%. You
can get one of these cards for the low cost of $5.00. Call
us at 800-255-0886 to place your order today so you can
start enjoying all the speed and convenience it provides.
Look for the Contactless Indicator the next time you’re
Referral Rewards – Spread the Word, Earn Cash
Do you know someone who could benefit from
belonging to ISPFCU? Could you also use some extra cash? If the
answer to both of these questions is yes than you need to check
out ISPFCU’s Referral Rewards Program!
For every new member you refer that joins
ISPFCU we will pay you $10.00! The new member could be a friend
or co-worker that is eligible to join ISPFCU through their own
law enforcement employment or by being a member of your
immediate family. This would include spouses, children, parents,
and siblings just to name a few. You can also earn $25.00 for
referring a member to open a new closed-end loan or to refinance
an existing closed-end loan from another financial institution
with a balance of at least $5,000! To earn the referral reward,
the person you refer needs to turn in a referral card with your
name on it.
Call us at 800-255-0886 to find out more
about our Referral Rewards Program and to request your very own
referral rewards cards today! Do yourself and your friends and
family members a favor and direct them to ISPFCU.
ISPFCU Accounts with Home Branch Online
If you are not familiar with ISPFCU’s Home Branch Online (HBO)
then now is the time to take advantage of this great service
that comes free with your ISPFCU membership. HBO is a convenient
way to access your accounts in the comfort of your own home or
wherever you have access to a computer. With HBO you can manage
your finances at your convenience 24 hours a day, seven days a
week. HBO allows you to make balance inquires, view images of
cleared checks, transfer funds between accounts, make loan
payments, and much more.
HBO is also your online portal to other great ISPFCU services
including E-Pay, our free online bill payment service, VISA
Access Online, a site where you can view recent and pending
transactions on your ISPFCU VISA Platinum Credit Card, and
E-Statements, a site where you can view your current and
previous ISPFCU monthly statements. You also can take advantage
of ISPFCU’s Account Alerts within Home Branch Online. Account
Alerts allow you to setup important account reminders such as
when your next loan payment is due or when your checking account
balance falls below a certain dollar amount. These alerts can be
received by email, text message, or both.
If you would like to get signed up for Home Branch Online or if
you are already signed up and have questions about one of the
other services mentioned within Home Branch Online please call
us at 800-255-0886.
ID Theft Alert - Be Aware of Text Message
Identity thieves are now targeting cell phone users with a scam
called smishing. In smishing scams, cell phone users receive a
text message that seems to come from a legitimate source, such
as a financial institution. The message seeks to convince users
into clicking on a link via the phones Internet connection or
into calling a certain phone number. Both the link and the phone
number are fraudulent and lead to a request for personal
information that can be used for identity theft. Once your
identity has been stolen, it generally takes much time and
effort to regain your lost funds and your good name.
Take a few simple precautions to protect yourself from this
growing form of fraud. First, never respond to unsolicited
requests for personal financial information received via text
message, even if the request appears to come from a legitimate
institution that you do business with. Second, always be sure of
who you are dealing with. Don’t click on links in text messages
or call numbers listed in text messages. Verify contact
information independently and key in web addresses yourself.
Lastly, monitor your credit report regularly for signs of
Remember, ISPFCU will never contact you via text message,
e-mail, phone, or any other way to ask for account numbers or
passwords. If you suspect you have been a victim of identity
theft, contact ISPFCU at 800-255-0886 immediately.
Protect Your Vehicle with an Extended Auto Warranty
Your vehicle is one of your biggest
investments. By purchasing an ISPFCU Route 66 Extended Auto
Warranty you will enjoy peace of mind that no matter where you
travel in the United States, you are protected against major
mechanical expenses. You will also enjoy:
- No deductible on covered parts and
- Free emergency roadside service
- Car rental reimbursement
- Plans can be transferred if you
sell your car
The warranties may be applied to any
auto whether they are paid off, financed at ISPFCU, or financed
by another financial institution. There are a variety of options
to choose from so you are sure to find one that meets your needs
and your budget. And if you act now, we will take $250.00 off
the purchase price of the warranty of your choice!
Call us at 800-255-0886 to learn more
and to get your vehicle protected today!
Winners of Quarterly Drawings
In the recent Future CrimeFighter quarterly drawing, Autumn from
Chatham and Devin from Rochester were drawn as the winners. Each won
a $25.00 deposit to their Future CrimeFighter Account. Congratulations!
To be eligible to win, Future CrimeFighter account holders had to
make at least one deposit into their Future CrimeFighter account
in the previous quarter.
In the recent Student Checking quarterly drawing, Joshua from
and Catherine from Springfield were drawn as the winners. Each won a $25.00
iTunes gift card. Congratulations! To be eligible to win, Student
Checking account holders had to make at least one debit transaction
in each month of the previous quarter.
To be eligible to open a Future CrimeFighter Savings Account you
must be no older than 18. To be eligible to open a Student Checking
Account you must be between the ages of 16 and 22. If you are interested
in opening a Future CrimeFighter Savings Account, a Student Checking
Account, or both, please contact ISPFCU at 800-255-0886 or sign
up online by clicking
Notify Us Before You Travel
To avoid any inconvenience while you are vacationing
or away on business, be sure you notify us when you will be traveling.
As a fraud prevention measure, your debit and credit cards are monitored
for unusual activity. If transactions begin to come through on your
cards that are out of the ordinary, your cards may be blocked for further
use. However, if you notify us in advance we can help prevent this from
Simply call us at 800-255-0886 and let us know where
you will be traveling and the dates you will be gone. If you have any
questions in regards to this procedure please contact us for more information.
ISPFCU Club Benefits for Three Months...Free!
ISPFCU would like to offer
our members the opportunity to try out our Club Benefits at no cost
to them. We are so confident that you will find them valuable
that we will let you try them out for three months absolutely free.
If after the three months has passed you decide you would like to cancel,
simply notify us and we will remove you with no questions asked.
If, however, you decide to stay enrolled in Club Benefits you will be
charged the regular monthly fee of $5.00/month.
Benefits include a $10,000
Accidental Death & Dismemberment Insurance, a $5,000 Identity Fraud
Expense Reimbursement Coverage, and a $100,000 Common Carrier Accidental
Death Insurance. Additional benefits include a Buyer’s Protection
plan that covers items 90 days from the date of purchase against accidental
breakage, fire, loss, or theft and an Extended Warranty plan that extends
the U.S. manufacturer’s original written warranty up to one full year
on most new retail purchases if the warranty is less than five years.
Yet another benefit is an
Entertainment Savers Guide that lists thousands of hotels and restaurants
where you can obtain discounts by showing your Savers Guide Membership
Card. The directory also contains discounts to movie theatres
and money-saving coupons from top national merchants. Also within
the Club Benefits is a Cash Back Member Rewards Program where you can
earn up to $40.00 a year just by turning in receipts totaling at least
$100.00 each quarter. By participating in the Cash Back Member
Rewards Program the benefits almost pay for themselves!
To view a complete listing of all the benefits
available please select the following links. The
ISPFCU Club is available for members with an ISPFCU Checking Account
Heritage Club is available for members with a Heritage Checking
Contact us at 800-255-0886
to get your access code for the Club Benefits website and to add the
perfect complement to your ISPFCU Checking Account today!