Checking Accounts

ISPFCU Checking

Checking Accounts at ISPFCU are FREE! There is no monthly service charge, no minimum balance requirement, and no per check charge. If that is not enough, these additional features come with your ISPFCU Checking Account as well:

  • Free Standard VISA Debit/ATM Card with unlimited usage and no initial or annual fee.
  • Unlimited access to ISPFCU's Internet banking platform, Home Branch Online.
  • Free Online Bill Payment with ISPFCU’s E-Pay.
  • Direct deposit, automatic transfers, and payroll deductions available.
  • Postage-paid envelopes provided for added convenience when mailing in deposits.
  • Free subscription to ISPFCU’s quarterly CUFF newsletter.
  • First pack of checks free at account opening.
  • Monthly statement listing your transactions on all of your ISPFCU accounts.
  • Overdraft protection available.
  • Optional Club benefits available.

ISPFCU Heritage Checking

ISPFCU Heritage Checking is available exclusively for members 60 years of age and over. This account offers all the benefits of ISPFCU Checking plus one free box of checks per year, free debit card replacement, reduced transaction fees, and earns dividends on balances of $100 or higher.


ISPFCU Student Checking

ISPFCU Student Checking is available for members between the ages of 16 and 22. This account offers all the benefits of ISPFCU Checking plus quarterly drawings for iTunes gift cards and earns dividends on balances $100 or higher.