Home Equity Loans

Do you need some extra money to make home improvements? Or, maybe some extra money to help finance your child's education, buy a new car, or consolidate debt? Whatever the circumstance, an ISPFCU Home Equity Loan is a versatile loan product that could be just what you are looking for.

An ISPFCU Home Equity Loan lets you borrow against the equity you have built up in your home up to 80% of the value of your home minus your first mortgage balance. With our Home Equity Loan rates as low as 2.25%*, a home equity loan is a great option with its very low interest rate and fixed monthly payments. Another great benefit of a home equity loan is that the interest you pay may be tax deductible. We recommend consulting with a tax advisor regarding the deductibility of interest.

In addition, if you have your First Mortgage financed at ISPFCU, we’ll pay the applicable closing costs for your ISPFCU Home Equity Loan! Call ISPFCU at 800-255-0886 to speak with a member of our loan department for more information or apply online here. Remember, the equity in your home is a versatile financial tool. Take advantage of it!

*All rates are stated as an Annual Percentage Rate (APR). Rates are subject to change at any time. Rates are quoted for individuals with excellent credit. Individuals with less than excellent credit may be offered higher rates. In addition, APRs are 0.25% higher for loans without automatic payment and 0.25% higher for non-PFI members. Maximum ISPFCU Home Equity Loan amount available is $75,000.

Apply Online for a Fixed Rate Home Equity Loan
Disclosures

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